Please see our Residential, Commercial and Multiple Security Residential rates below. All rates are subject to location and underwriting.
| Residential Investment | Refurbishment |
|---|
| | 1st Charge | 2nd Charge | 1st Charge |
|---|
| Monthly Rate |
From 1% |
From 1.25% |
1.55% |
| Arrangement Fee |
2.00% |
2.00% |
2.00% |
| Admin Fee |
£399 |
£499 |
£999 |
| Procuration Fee |
1.00% |
1.00% |
1.00% |
| Max. Loan to Value |
70% |
65% |
60% |
| Min. Loan |
£30,000 |
£30,000 |
£30,000 |
| Max. Loan |
£10,000,000 |
£10,000,000 |
£10,000,000 |
| Min. Term |
1 Month |
1 Month |
1 Month |
| Max. Term |
18 Months |
18 Months |
18 Months |
| Retained Interest available |
Yes |
Yes |
Yes |
| Upfront Legal Fees |
No |
No |
No |
| |
Apply Online |
Apply Online |
Apply Online |
| Commercial Investment | |
|---|
| | 1st Charge | 2nd Charge | |
|---|
| Monthly Rate |
From 1.25% |
1.55% |
|
| Arrangement Fee |
2.00% |
2.00% |
|
| Admin Fee |
£499 |
£899 |
|
| Procuration Fee |
1.00% |
1.000% |
|
| Max. Loan to Value |
65% |
50% |
|
| Min. Loan |
£25,000 |
£25,000 |
|
| Max. Loan |
£5,000,000 |
£5,000,000 |
|
| Min. Term |
1 Month |
1 Month |
|
| Max. Term |
18 Months |
18 Months |
|
| Retained Interest available |
Yes |
Yes |
|
| Upfront Legal Fees |
No |
No |
|
| |
Apply Online |
Apply Online |
|
| Multiple Security Residential | |
|---|
| | 1st Charge | 2nd Charge | |
|---|
| Monthly Rate |
1.50% |
1.50% |
|
| Arrangement Fee |
2.00% |
2.00% |
|
| Admin Fee |
£499 per prop |
£499 per prop |
|
| Procuration Fee |
1.00% |
1.00% |
|
| Max. Loan to Value |
65% |
60% |
|
| Min. Loan |
£25,000 |
£25,000 |
|
| Max. Loan |
£3,000,000 |
£3,000,000 |
|
| Min. Term |
1 Month |
1 Month |
|
| Max. Term |
18 Months |
18 Months |
|
| Retained Interest available |
Yes |
Yes |
|
| Upfront Legal Fees |
No |
No |
|
| |
Apply Online |
Apply Online |
|
Mortgage lending has grown at only a fraction of the rate of alternative finance. Gross mortgage lending, as measured by the Council of Mortgage Lenders...
