Regulated RESIDENTIAL Bridging Loans

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Residential Bridging
  1st Charge
<50% 0.95%
<65% 1.10%
<70% 1.15%
<75% N/A
Minimum Term 1 month
Maximum Term 12 months
Minimum Loan Size £30,000
Maximum Loan Size £3,000,000
Rental Coverage -
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What is a Regulated Bridging Loan?

We can offer first or second charge Regulated Bridging Loans on most properties in the United Kingdom that are currently occupied or will be occupied by the borrower or their immediate family. 

A Regulated Bridging Loan is often used when there is a gap in financing that needs filling quickly.

Regulated Bridging Loan Product Features

  • Nationwide
  • Interest charged with a 1 month minimum deducted
  • Interest on Regulated Bridging loans are deducted
  • Adverse credit to be considered case by case
  • No exit fees on bridging loans

Securities that we lend on 

  • Residential property
  • First and second charge security
  • Multiple occupation (such as HMOs)
  • Farms or agricultural property
  • Properties in Scotland
  • Land (only with planning permission)

Who we lend to for a Regulated Bridging Loan

  • Individuals
  • Trusts

Apply for a   Bridging Loan