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Cut through the red tape with our hassle-free application process. We can typically confirm almost immediately whether your client’s application is likely to be successful.
A bridging loan is a great solution for clients that need quick access to capital. It is a short-term interest-only loan to ‘bridge’ the gap – or in other words provide some breathing space – while other finance is secured.
Although commonly used to purchase residential or commercial property, there are other things that bridging loans can be used for.
Conventional loans (such as mortgages) are subject to an increasing amount of red tape. As such, a loan application with a high-street lender can take months to arrange.
And that is assuming they will lend in the first instance because securing a loan has become more and more difficult too. The rules are now far more stringent and anything from a poor credit history through to a borrower’s age can make it tougher to borrow.
Yet a bridging loan can usually be completed in a matter of days. This makes it an excellent option for those who need quick access to capital, or need to buy some time – perhaps while other lending is arranged (or a property is developed).
With a West One bridging loan, lending criteria is based on the actual value of the property – not the applicant’s ability to make monthly repayments. Our bridging finance options are not just limited to property purchases either.
Cut through the red tape with our hassle-free application process. We can typically confirm almost immediately whether your client’s application is likely to be successful.
West One Loan Ltd is authorised and regulated by the Financial Conduct Authority.
Firm Reference Number: 510024
West One Secured Loans Ltd is authorised and regulated by the Financial Conduct Authority.
Firm Reference Number: 776026.
Certain types of loans are not regulated, for example loans for business purposes or certain buy-to-lets.
West One Secured Loans Limited is a member of the Finance and Leasing Association (FLA).
The FLA Lending Code can be found at www.fla.org.uk.
West One Loan Ltd is registered with the Information Commissioners Office.
Registration Number: Z2651210.
West One Secured Loan Ltd is registered with the Information Commissioners Office.
Registration Number: ZA208381.
West One Development Finance Ltd is registered with the Information Commissioners Office.
Registration Number: ZA362893.
West One Loan Ltd is registered in England and Wales.
Company Number: 05385677.
West One Secured Loans Ltd is registered in England and Wales.
Company Number: 09425230.
West One Development Finance Ltd is registered in England and Wales.
Company Number: 11242570.
Registered Office Address for these companies: 3rd Floor, Premiere House, Elstree Way, Borehamwood, Hertfordshire. WD6 1JH
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