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Finding the right buy-to-let mortgage club can be difficult for portfolio landlords, many high street lenders are unable to lend to landlords with 4 or more properties because of their strict underwriting process that focuses on individual affordability.
At West One, our range of buy-to-let products are available to a wide range of individuals including large portfolio landlords. Our specialist underwriters do not use a credit score, instead each case is assessed on its own merit. This approach recently enabled us to help a portfolio landlord to remortgage a 6 bed HMO.