Selecting a buy-to-let lender for a portfolio landlord can be a challenge for advisers, as they will need a lender that can offer a suitable interest cover ratio to maximise the amount of potential borrowing without heavy underwriting on the background portfolio.
At West One, our individual approach to underwriting means that we review each case on its own merits, ensuring we support clients to secure the purchase or remortgage that they require in a smooth and timely fashion.
This case study highlights how our flexible approach allowed us to act with speed to finance a buy-to-let purchase of a 2-unit multi-unit freehold block for a portfolio landlord in just 17 working days!