Residential Mortgages

We start where the high street stops

As one of the UK’s leading specialist mortgage lenders, West One offers a comprehensive range of residential mortgage products to borrowers who are unable to obtain a high street mortgage. Such borrowers often have more complex circumstances and could be rejected by other lenders. But here at West One, you’ll find they are more likely to be accepted because of our personal approach to underwriting and willingness to understand their individual circumstances.

We help borrowers who are homemovers, first-time buyers and those looking to re-mortgage their existing home to improve their mortgage terms or raise capital for almost any legal purpose. Our borrowers' needs are often underserved by the high street, such as self-employed and older applicants. We understand that life is not always straightforward, which means we can consider applications from customers who have less than a perfect credit score.