Second Charge IconSecond Charge Mortgages

Second charge mortgages allow homeowners and landlords to access equity in their property without changing their existing mortgage. This can help avoid early repayment charges and retain current mortgage terms. They can be a useful alternative to remortgaging or taking a further advance, especially after a like-for-like product transfer.

Our products are available for high street mortgage customers as well as those with more complex circumstances or who may have a less than a perfect credit score. Interest-only options and loans up to £1 million are also available. 

Applications are made through a panel of Master Brokers who support mortgage intermediaries with a range of submission routes.

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Second Charge Customer Page

Our Second Charge Mortgages are available through mortgage intermediaries only.