Second Charge Mortgages

Second Charge Mortgages are available to homeowners where the loan is secured against the main residence or a buy to let property where there is already an existing first charge mortgage in place. A Second Charge Mortgage can be taken out alongside your existing mortgage and is an alternative to remortgaging when homeowners are looking to unlock equity from their property to raise finance.

There are many reasons why a second charge mortgage can be the most appropriate way of borrowing additional funds for homeowners. A second charge allows borrowers to keep their arrangements intact with their existing first charge lender whilst raising funds to meet a specific borrowing requirement such as making home improvements or consolidating debt.

Our Second Charge Mortgages are available through mortgage intermediaries only.