Land

Bridging Loans

We have developed a range of bridging loans for land, both with or without planning permission. Our range allows flexible and fast finance solutions for purchases, as well as refinancing for cash flow purposes or to redeem existing charges.

From the straightforward to the complex, we treat each case individually and tailor a solution to suit the client.

Let us help you get started

Talk to our expert bridging loans team today to see how our diverse product range can solve your finance needs.

Our Product Range

Range Features Criteria

Purchase

Purchasing a plot of land.

Max LTV:

65% (with planning)

Rates:

from 0.80%

Charge type:

 1st

Location:

England, Scotland, Wales

Term:

18 months

Interest type:

Retained or serviced
  • Proof of funds/evidence of deposit required
  • Minimum age – 18. No maximum age limit
  • Minimum loan size - £75k
  • Minimum term – 1 month
  • Scotland – mainland only
  • Serviced interest subject to an affordability assessment.
  • Where planning has been granted, relevant planning application reference must be provided.

Refinance

For short term cash flow or refinances of existing charges

Max LTV:

60% (with planning)

Rates:

from 0.85%

Charge type:

 1st

Location:

England, Scotland, Wales

Max Term:

18 months

Interest type:

Retained or serviced
  • Minimum age – 18. No maximum age limit
  • Minimum loan size - £75k
  • Minimum term – 1 month
  • Scotland – mainland only
  • Serviced interest subject to a strict affordability assessment
  • Where planning has been granted, relevant planning application reference must be provided
Range Features Criteria

Purchase

Purchasing a plot of land.

Max LTV:

50% (without planning)

Rates:

from 0.80%

Charge type:

 1st

Location:

England, Scotland, Wales

Term:

18 months

Interest type:

Retained or serviced
  • Proof of funds/evidence of deposit required
  • Minimum age – 18. No maximum age limit
  • Minimum loan size - £75k
  • Minimum term – 1 month
  • Scotland – mainland only
  • Serviced interest subject to an affordability assessment.
  • Where planning has been granted, relevant planning application reference must be provided.

Refinance

For short term cash flow or refinances of existing charges

Max LTV:

50% (without planning)

Rates:

from 0.85%

Charge type:

 1st

Location:

England, Scotland, Wales

Max Term:

18 months

Interest type:

Retained or serviced
  • Minimum age – 18. No maximum age limit
  • Minimum loan size - £75k
  • Minimum term – 1 month
  • Scotland – mainland only
  • Serviced interest subject to a strict affordability assessment
  • Where planning has been granted, relevant planning application reference must be provided

Become an Introducer

Introduce business to West One

If you would like to discuss a case, register as an introducer or learn more about what West One has to offer, simply complete the short enquiry form below and a member of our broker support team will get in touch.
become-introducer-4

Meet our Bridging Finance Team

Sales, business development & operations.

Nicholas Jones

Sales Director, Bridging

nicholas.jones@westoneloans.co.uk +44 (0)333 1234 556

Michael Grant

Head of Sales, Bridging & Development Finance

michael@westoneloans.co.uk +44 (0)7415 117 683

Matthew Watson

Business Development Manager

matthew.watson@westoneloans.co.uk +44 (0)7584 165 082

Adam Wolstenholme

Business Development Manager

adam.wolstenholme@westoneloans.co.uk +44 (0)333 1234 556

Amy Medhurst

Internal Sales Manager

amy.medhurst@westoneloans.co.uk +44 (0)333 1234 556