This information is for professional intermediary use only and must not be distributed to potential customers.
At West One, our residential mortgages are designed to help offer solutions for borrowers who could benefit from an individual approach to underwriting for mortgage customers without relying on credit scoring.
We serve borrowers with less than perfect credit profiles, complex income cases, Foreign Nationals, older borrowers, Shared Ownership, and Right-to-Buy and borrowers with limited deposits including first time buyers.
West One takes a common-sense approach to lending, helping your client purchase a property or arrange a remortgage in the knowledge that our expert team of underwriters assess each case individually based on each customer's unique set of circumstances.
To talk to us about what we can do for you and your client or simply learn more about what West One has to offer, get in touch today.
If you would like to discuss a case, register as an introducer or learn more about what West One has to offer, simply complete the short enquiry form below and a member of our broker support team will get in touch.
West One’s residential mortgages are designed for every mortgaging and remortgaging aim:
Every mortgage borrower profile looks different. That’s why West One serves a broad range of borrowers:
We operate with a team of regional Businesses Development Managers, who are supported by an office based team. to find your product support team visit www.westoneloans.co.uk/find-your-bdm
Applicants with a wide range of adverse credit can be considered. West One does not have a minimum credit score meaning we can help customers who may have failed a credit score with other lenders., We offer a range of products for different credit profiles to help borrowers who may have an element of adverse credit. We can help borrowers who may have incurred recent or historic CCJ’s and Defaults as well as disregarding smaller CCJ’s and defaults under £500. Borrowers may also be eligible for our mortgage products if they have missed payments on unsecured credit and historical or more recent missed payments related to existing or previous mortgages. We can also help borrowers with discharged DMP’s, and our Near Prime plan is available for borrowers looking to repay a current DMP. Bankruptcies and IVAs must have been discharged for at least 72 months.