Second Charge Mortgages

When remortgaging is not the answer

As one of the UK’s leading second charge lenders, West One offers one of the most comprehensive ranges of products including both residential and buy-to-let second charge mortgages. Second charges allow borrowers to unlock equity in their property without disturbing their first charge mortgage arrangements.

Offering a combination of both competitively priced products and an individual approach to underwriting, our aim at West One, is to provide second charge finance options to a wide range of borrowers including those who may have more complex circumstances or who may have less than a perfect credit score.

Let us help you get started

Our products are exclusively available through a limited panel of Master Broker partners who work with mortgage intermediaries to provide a varied range of submission routes for second charge mortgage applications.
Contact us today for more information on how you can access our range of products.

Our Product Range

Second Charge Mortgages for Homeowners and Landlords

Residential Second Charge Mortgages

A flexible range of second charge mortgages secured on the borrower's main residence.

Learn More

Buy-to-Let Second Charge Mortgages

A range of second charge mortgages to cater to the needs of property investors.

Learn More

Become an Introducer

Introduce business to West One

If you would like to discuss a case, register as an introducer or learn more about what West One has to offer, simply complete the short enquiry form below and a member of our broker support team will get in touch.


Useful Downloads

We hope you find the following documents useful. Please contact us if you require anything specific.  

Second Charge Product Guide Oct 21

Meet the Second Charge Mortgages Team

Marie Grundy

Managing Director, Second Charge Mortgages +44 (0) 7825 509696

Pauline Rylands

Second Charge Account Manager +44 (0)7810 293964



  • West One are proud to be an Associate Firm within the Society of Mortgage Professionals.  
  • We are committed to upholding the SMP code of ethics and promote professionalism within our sector. 





Other Products

Bridging Finance

Short-term, interest-only loans available for those that need immediate access to capital.

Learn More

Development Finance

Designed for property developers requiring fast, efficient finance for residential-led developments. 

Learn More

Buy-to-Let Mortgages

First charge buy-to-let mortgages offering flexibility to both amateur and professional landlords. 

Learn More