warning signThis information is for professional intermediary use only and must not be distributed to potential customers.

Hero Curve

Already a broker with us?

Then log in to our portal to get started.

Why choose a second charge mortgage?

A second charge mortgage can be used for a variety of loan purposes. If your client needs to raise extra cash for a specific reason, without disturbing their existing mortgage arrangements, it can be the ideal choice.

  • Avoid early redemption charges

    Remortgaging can incur significant costs if early redemption charges apply.
  • Retain low rates

    By remortgaging, your client may well lose the benefit of a competitive rate of interest. However, our second charge mortgages allow them to continue reaping their rewards whilst meeting additional borrowing needs.
  • Avoid disturbing interest-only mortgages

    Take the second charge route and your client can retain their interest-only mortgage.
  • Benefit from a flexible approach

    Those with poorer credit ratings or more complex borrowing needs may hit a brick wall when considering other financing options. However, our door is open to a wider range of borrowers.
Hero Curve

Want to know more?

If you’d like to talk through how our friendly team might best work for you, call us now on 0333 123 4556 or send us a message.