Development Finance

Fast, reliable financing for residential-led schemes.

This range is designed for experienced property developers looking to finance residential-led schemes. We strive to develop closely held relationships to give property developers certainty of finance which they can rely upon to successfully grow their business.

Let us help you get started

To talk to us about what we can do for you and your client or simply learn more about what West One has to offer, get in touch today.

Our Product Range

This development option covers heavy works to an existing building

  • Residential led schemes (commercial aspect must be less than 40% of value)
  • Funding up to 65% LTGDV and 85% LTC
  • Minimum loan size £1m
  • Maximum loan size £15m
  • Initial loan-to-value up to 70%
  • Funding 100% of build costs
  • Lending across England & Wales
  • Experienced developers – minimum of 2 successful projects prior
  • Developer’s equity contribution provided at the start of the facility
Contact one of our team today to discuss your next development. 

Talk to Us

Developers are required to purchase land/building that would be demolished

  • Residential led schemes (commercial aspect must be less than 40% of value)
  • Funding up to 65% LTGDV and 85% LTC
  • Minimum loan size £1m
  • Maximum loan size £15m
  • Initial loan-to-value up to 70%
  • Funding 100% of build costs
  • Lending across England & Wales
  • Experienced developers – minimum of 2 successful projects prior
  • Developer’s equity contribution provided at the start of the facility
Contact one of our team today to discuss your next development. 

Talk to Us

development-finance-Our-Unique-Capability

Our Unique Capability

  • In house surveying team 
  • In house valuation team 
  • Construction expertise
  • Swift drawdown process
  • Fast decision process 
  • Certainty of finance 
  • Committed to developing long term relationships and future projects
Development-finance Key Product Features

Key Product Features

  • Residential led schemes (commercial aspect must be less than 40% of value)
  • Funding up to 65% LTGDV and 85% LTC
  • Minimum loan size 1m
  • Maximum loan size 15m
  • Initial loan-to-value up to 70%
  • Funding 100% of build costs
  • Lending across England & Wales
  • Experienced developers – minimum of 2 successful projects prior
  • Developer’s equity contribution provided at the start of the facility

Case Studies

  • Speed and simplicity - £8m development finance in just 7 days Development finance case study

    Speed and simplicity - £8m development finance in just 7 days

    We are committed to building long term relationships with our clients and this case is a testament to that. Our team of experts dedicated property experts work...

    Read more
  • Building lending relationships - Multi product experience Bridging loans case study Development finance case study Buy-to-let mortgages case study

    Building lending relationships - Multi product experience

    With over 10 years' specialist lending experience, West One Loans offers borrowers access to a broad range of products delivered through expert service,...

    Read more
  • £8.6m Development finance for returning client Development finance case study

    £8.6m Development finance for returning client

    We strive to develop closely held relationships, to give our clients certainty of finance which they can rely upon to successfully grow their business. As a...

    Read more

Meet the Development Finance Team

Guy Murray

Head of Development Finance

guy@westoneloans.co.uk +44 (0)20 3928 1815

Michael Cunningham

Senior Portfolio Manager

michael.cunningham@westoneloans.co.uk +44 (0)333 1234 556

Daniele Alfano

Portfolio Manager

daniele.alfano@westoneloans.co.uk +44 (0)333 1234 556

Jamie Peacham

Development Underwriter

jamie.peachaml@westoneloans.co.uk +44 (0)333 1234 556

Michael Grant

Head of Sales, Bridging & Development Finance

michael@westoneloans.co.uk +44 (0)7415 117 683

Matthew Watson

Business Development Manager

matthew.watson@westoneloans.co.uk +44 (0)7584 165 082

Development Finance Videos

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Development Finance Webinar: What Does the Future Look Like for Sustainable Development? HQ Thumbnail

Development Finance Webinar: What Does the Future Look Like for Sustainable Development?

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Meet the team: Guy Murray

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Meet the team: Jamie Peacham

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Latest Development Finance Blogs

  • New building regulations: Achieving lower carbon emissions Development finance

    New building regulations: Achieving lower carbon emissions

    By Guy Murray, Head of Development Finance, West One Loans

    Reducing carbon emissions is a hot topic, with a Government target of net-zero by 2050 and an...

    Read more
  • Does the development industry deserve to be on the nice list this year? Development finance

    Does the development industry deserve to be on the nice list this year?

    After a year of ups and downs for the development industry, we decided to review the biggest stories from 2021 to see if the industry has made it onto Father...

    Read more
  • Alternative finance for new build developers Development finance

    Alternative finance for new build developers

    By Nick Jones, Sales Director

    Read more

Other Products

Bridging Finance

Short-term, interest-only loans available for those that need immediate access to capital.

Learn More

Buy-to-Let Mortgages

First charge buy-to-let mortgages offering flexibility to both amateur and professional landlords. 

Learn More

Second Charge Mortgages

A comprehensive range of second charge mortgage products available for both residential and buy-to-let properties.

Learn More