Bridging Loans

Fast, flexible finance.

Our extensive range of bridging loans have been developed to provide finance for a wide range of borrower needs. As a leading bridging finance provider since 2007, the West One team have an industry reputation for providing a personalised approach to lending resulting in an extensive portfolio of bridging loans. Our highly experienced underwriting team provide the speed and flexibility needed to help get your clients’ projects safely over the line when the timing is critical.

Bridging loans are short-term finance, normally lasting up to 12 months and are a great solution for borrowers who need finance temporarily and quickly. They are ideal for refinancing, auction purchases, property refurbishment and acquiring land or semi-commercial/commercial assets.

*The rates shown within are indicative only. A subjective analysis is carried out on the quality of the asset, the customer profile and the market conditions which, in combination with LTV, is used to arrive at the offered interest rate.

Product Guide   Useful Downloads   Find Your BDM

Let us help you get started

Talk to our expert bridging loans team today to discover how our diverse product range can solve your finance needs. 

You're in safe hands!

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Speed & flexibility with your bridging loan

Get your client's project safely over the line

Residential

Ideal for purchases, refurbishments or refinances of residential properties that are either used as a principle primary residence or for investment purposes.

Commercial / Semi - Commercial

Short term finance for purchases and refinances of both commercial and semi-commercial properties.

Land

Finance for purchases and refinances of land both with and without planning permission.

Range Criteria

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Our Unique Capability

  • A highly experienced, dedicated underwriter is assigned to each case
  • A unique approach to credit risk
  • A personal approach - treating every customer and case individually
  • Over 15 years of experience in specialist finance markets
  • A quick and easy application process with fast approval processes
Bridging loans Key product features

Key product features

  • Offer both regulated and unregulated loans as either 1st or 2nd charges
  • Loans secured against all property types (residential, semi-commercial, commercial) across England, Wales and mainland Scotland
  • Max LTV up to 70%
  • Loans up to £30m (higher can be considered upon referral)
  • No early repayment charges
  • Complex offshore structures considered
  • Minimum term 1 month

Frequently Asked Questions

Instant help when you need it

View all case studies

Case Studies

  • 9-day completion: Fast Track Bridging for an auction purchase Bridging loans case study

    9-day completion: Fast Track Bridging for an auction purchase

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  • How West One’s flexible criteria saved the deal Bridging loans case study

    How West One’s flexible criteria saved the deal

    Read more
  • 3 Day completion, 2 Securities, West ONE lender needed Bridging loans case study

    3 Day completion, 2 Securities, West ONE lender needed

    Read more

Become an Introducer

Introduce business to West One

If you would like to discuss a case, register as an introducer or learn more about what West One has to offer, simply complete the short enquiry form below and a member of our broker support team will get in touch.

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Useful Downloads

We hope you find the following resources useful. Please contact us if you require anything specific. 

Bridging Loans Tariff of Charges Fair Value Assessment

Other Products

Development Finance

Designed for property developers requiring fast, efficient finance for residential-led developments. 

Buy-to-Let Mortgages

First charge buy-to-let mortgages offering flexibility to both amateur and professional landlords. 

Second Charge Mortgages

A comprehensive range of second charge mortgage products available for both residential and buy-to-let properties

Residential Mortgages

West One offers a comprehensive range of residential mortgage products to borrowers who are unable to obtain a high street mortgage.

Latest Bridging Loans Blogs

 

  • 5 Ways of utilising Faster Bridging with West One Bridging loans

    5 Ways of utilising Faster Bridging with West One

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  • Why is faster Bridging more important than ever? Bridging loans

    Why is faster Bridging more important than ever?

    Tom Cantor - Head of Bridging Finance

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  • Bridging finance is an option for 'wait and see' borrowers as rates begin to fall Bridging loans

    Bridging finance is an option for 'wait and see' borrowers as rates begin to fall

    Tom Cantor - Head of Bridging Finance

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