We are One

Delivering seamless access to specialist lending

Established in 2005, we’re proud to have developed a truly integrated portfolio of lending products for the property finance lifecycle.

We have a reputation for our unique approach to credit coupled with our personalised approach to lending. We help homeowners, landlords and property professionals find the right financial solution to deliver a variety of projects and purchases.

One finance solution, one partner, all you need is one. West One.


As one of the largest specialist lenders in the market, West One are proud to be able to offer a comprehensive range of specialist lending products to support property investment professionals and homeowners alike.  Established in 2005 and with our history in bridging finance, we have grown extensively to now offer a complementary portfolio of specialist lending products.Since joining the Enra Group, we have transformed from a small privately funded bridging lender into a diverse, institutionally backed specialist mortgage lender that originates £1bn of loans per annum.


The UK’s fastest-growing specialist lender

Building on the foundations of our highly successful bridging finance service, we extended our product range in January 2017 to include Second Charge mortgages for both residential and Buy-to-Let borrowers. This portfolio of products coupled with our industry expertise leadership saw us become the UK's fastest-growing second charge lender.

In order to support our clients and drive the market forward, we launched our range of Buy-to-Let mortgages in January 2019 ensuring that we now have a full range of market-leading products for our brokers and partners.

Where mainstream bank funding can inflexible, our expertise and agility allow us to offer specialist products tailored to each property investment. We can deliver quickly to enable our customers to seize opportunities as they arise.

Dedicated experts

Besides offering some of the most competitive lending rates in today’s market, our superfast online platform offers bespoke technological solutions to support swift decisions, as well as reducing processing times to speed up the completion process. We have a dedicated team of experts on hand to support brokers, property professionals and borrowers who have more complex circumstances, and who might benefit from a more personalised approach to find a solution that best fits their needs.

We are committed to offering the highest levels of service to our clients, brokers and partners and our dedication to our products and commitment to the market has seen our team win several industry and trade awards.

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The West One Way

  • Over 15 years of experience in specialist finance markets
  • Size and scale to support large scale investments and developments
  • Expertise and agility to deliver quick, tailored products when mainstream lending is inflexible
  • Integrated product portfolio - one lender throughout the property finance lifecycle
  • A unique approach to credit risk
  • A personal approach - treating every customer and case individually
  • Advanced technology 
  • A quick and easy application process with fast approval processes

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Proudly part of Enra Specialist Finance

Belonging to something bigger makes us stronger, and Enra Specialist Finance is recognised by the FT1000 as one of Europe’s fastest-growing property finance and specialist lending groups.

Since joining Enra, we have transformed from a small privately funded bridging lender into a diverse, institutionally backed specialist mortgage and property finance lender.

Intermediaries and borrowers trust us because of the certainty of finance, our speed and their access to decision-makers.

Enra Specialist Finance includes West One, the trading name for the following lenders: West One Loan, West One Secured Loans, Aura Finance, and West One Development Finance, to whom we will introduce business as an introducing broker. Enterprise Finance and Vantage Finance are also broking companies within the business.