Commercial Bridging Loans

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  Commercial
Bridging
  1st Charge 2nd Charge
LTV*    
<50% 0.95% 0.95%
<60% 0.99% 0.99%
<65% 1.05% 1.05%
<70% 1.10% N.A.
<75% N.A. N.A.
Minimum Term 1 month 1 month
Maximum Term 18 months 18 months
Minimum Loan Size £30,000 £30,000
Maximum Loan Size N.A.* N.A.*
Rental Coverage - -
ERC No No
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What is a Commercial Bridging Loan?

Similarly to Residential Bridging, we can offer first or second charge Commercial Bridging Loans against most properties in the United Kingdom.

Commercial Bridging Loans are often used when there is a gap in financing that needs filling quickly.


Commercial Bridging Loan Product Features

  • Nationwide
  • Interest charged with a 1 month minimum
  • Interest on Bridging loans can be retained or serviced, subject to affordability
  • Adverse credit to be considered case by case
  • No exit fees on bridging loans as standard

Securities that we lend on

  • Commercial and semi-commercial property
  • First and second charge security
  • Investment property
  • Multiple occupation (such as HMOs)
  • Farms or agricultural property
  • Land

Who we lend to for a Commercial Bridging Loan

  • Individuals
  • Limited companies
  • Unlimited companies
  • LTDs
  • PLCs
  • Offshore special purpose vehicles (SPV)
  • Individual borrowers
  • Trusts

Apply for a   Bridging Loan