This information is for professional intermediary use only and must not be distributed to potential customers.

Property Finance. Built for Business.

Tailored lending solutions for property investors, developers and professionals.

Whether you're acquiring, building, refinancing, or scaling your portfolio, we deliver the funding you need, without the friction. From fast Bridging Loans and structured Development Finance to Buy-to-Let, Residential and Second Charge Mortgages, our products are built around the way property professionals really work.

At West One, we go beyond box-ticking. Every deal is shaped by real people who understand property, not automated systems or rigid criteria. That means quicker answers, smarter solutions, and funding that keeps your projects moving.

Trusted by professionals since 2005, we’re the partner of choice for borrowers who treat property as a business, because so do we.

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Property Finance

West One Property Finance

Our specialist property finance division delivers short-term funding solutions tailored for property professionals and borrowers seeking finance for business purposes. Whether you're acquiring, developing, or refinancing, we provide the speed, flexibility, and expertise to keep your project on track.
 
We offer bridging loans, development finance, and commercial property funding, all designed to support time-sensitive transactions.
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Bridging Loans

Short-term loans that provide quick finance for projects where the is a clear strategy for repaying the loan.

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Development Finance

Short-term lending for developers looking for fast finance solutions to fund residential-led schemes.

Commercial Mortgages

Financing for investors who want to grow their commercial property portfolio or business owners looking for control over their own commercial space.

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West One Mortgages 

Our dedicated Mortgages Division is designed to support clients navigating the residential property market. We work exclusively with intermediaries, helping them find tailored solutions for borrowers for even the most complex mortgage cases.
 
Whether it's residential, second charge, or buy-to-let mortgages, we offer flexible options where mainstream lenders often can’t. From clients with adverse credit or unconventional affordability to self-employed individuals and first-time buyers, we aim to say "yes" more often. 
 
Please note: Our mortgage products are available exclusively through intermediaries.
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Buy-to-Let Mortgages

Mortgage options for professional and amateur landlords looking to start or grow their property portfolio.

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Second Charge Mortgages

For releasing existing equity in residential or buy-to-let properties when further advances or remortgaging is unavailable or unsuitable.

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Residential Mortgages

Financing for investors who want to grow their commercial property portfolio or business owners looking for control over their own commercial space.

New to West One?

If you’re looking for a bridging loan, development finance, or commercial mortgages, we may be able to help you directly.

If you’ve been referred to us via your broker, you’re in good hands. West One has been helping homeowners, landlords and property investors achieve their financial goals for over the two decades.

Are you an Existing Customer?

Welcome back. We’re ready to provide support and answer any questions you may have about your existing product with us. Please get in touch with our servicing team if you need any assistance.

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Who does West One provide specialist finance to?

  • Property Investors
  • Property Developers
  • Landlords
  • First Time Homeowners
  • Existing Homeowners
  • Home Movers
  • Businesses
  • Entrepreneurs
  • Limited Companies 

We Assess Every Case Individually

At West One, every application gets the attention it deserves. We’re well known for our manual underwriting approach and taking the time to understand each case on its own merits. No algorithms, no box-ticking, just expert underwriters, with a desire to lend, making smart decisions.



We Lend Where Others Won't

At West One, we work with all kinds of borrowers; those with complex incomes, credit blips, or affordability profiles that don’t fit the high street. Where others see red flags, we see real people. Our expert team looks to find smart, flexible solutions that make property finance possible.

We Balance Speed and Service

West One is recognised across the specialist finance industry for delivering fast, reliable access to funding when time is critical. We balance this responsiveness with a firm commitment to quality, applying rigorous standards and a service-led approach to every case we handle.

We're a Trusted Lender

Over the past two decades, West One has experienced continuous growth, earning a strong reputation across the specialist finance sector. Our award-winning products, recognised and voted for by industry professionals, reflect our commitment to quality and innovation. Today, we are proud to be a trusted lending partner across the UK.