West One has successfully completed a £15.75 million bridging facility in just 11 working days, enabling a high-net-worth international client to acquire a super prime property in one of London's most sought-after boroughs.

The deal submitted on the 16^th of September with an immovable 30th September deadline. The property is an extended eight-bedroom end-of-terrace house in the Chelsea neighbourhood, arranged over eight floors, and had a market value of £22.5 million. It had already been exchanged on when the client approached West One through their broker.

With completion scheduled for 30th September and the case formally submitted just 11 working days prior, West One mobilised senior leadership and specialist teams to expedite every aspect of the transaction. The borrower, a foreign national businessman, flew to the UK on 48 hours' notice for an early security and client meeting at West One's Head Office, demonstrating the mutual commitment to meeting the deadline.

The valuation was instructed on 18th September and returned by 23rd September, allowing underwriting to proceed with confidence. West One's legal team worked in close coordination with the client's solicitors to complete all documentation by 26th September, ensuring sufficient time for final checks and funds release ahead of the completion date.

The facility completed at £15.75 million on a 12-month term, provided at a loan-to-value of 70%.

The successful completion demonstrates West One's capacity to deliver large-scale, time-critical bridging finance with precision and certainty, with seamless collaboration between the company's underwriting, legal, and sales teams.

The broker involved in the transaction commented, “I genuinely don't believe any other financial institution in the country could have delivered a near £16 million bridging loan in just 11 working days. This has, without question, been the most impressive transaction I've ever worked on with a lender. Everything [West One] outlined in our very first meeting unfolded just as [they] said it would. That level of integrity and execution is rare. The trust is now firmly established, and I can confidently say [West One is] my go-to lender for all future deals.”

Tom Cantor, co-head of short-term finance at West One, added, “This deal showcases what sets West One apart in the bridging market. We don't just compete on rate and LTV, we deliver on our commitments with precision and speed. Our ability to complete a loan of this magnitude in two weeks speaks to the depth of our resources and the quality of our team.”