| Regulated Residential Bridging | ||
|---|---|---|
| 1st Charge | 2nd charge | |
| LTV* | ||
| <50% | 0.75% | 0.85% |
| <60% | 0.80% | 0.90% |
| <65% | 0.85% | 0.95% |
| <70% | 0.90% | 1.00% |
| <75% | N.A. | N.A. |
| Minimum Term | 1 month | 1 month |
| Maximum Term | 12 months | 12 months |
| Minimum Loan Size | £30,000 | £30,000 |
| Maximum Loan Size | - | - |
| Rental Coverage | - | - |
| ERC | No | No |
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We can offer first or second charge Regulated Bridging Loans on most properties in the United Kingdom that are currently occupied or will be occupied by the borrower or their immediate family.
A Regulated Bridging Loan is often used when there is a gap in financing that needs filling quickly.
© Copyright West One Loans 2018
Part of the Enra Group
West One Loan Ltd is authorised and regulated by the Financial Conduct Authority.
Firm Reference Number: 510024.
West One Secured Loans Ltd is authorised and regulated by the Financial Conduct Authority.
Firm Reference Number: 776026.
Certain types of loans are not regulated, for example loans for business purposes or certain buy-to-lets.
West One Secured Loans Limited is a member of the Finance and Leasing Association (FLA).
The FLA Lending Code can be found at www.fla.org.uk.
West One Loan Ltd is registered with the Information Commissioners Office.
Registration Number: Z2651210.
West One Loan Ltd is registered in England and Wales.
Company Number: 05385677.
West One Secured Loans Ltd is registered in England and Wales.
Company Number: 09425230.
Registered Office Address for both companies: 3rd Floor, Premiere House, Elstree Way,
Borehamwood, Hertfordshire. WD6 1JH.
