Regulated Residential Bridging Loans

	Regulated Residential Bridging
	1st Charge	2nd charge
LTV*
<50%	0.75%	0.85%
<60%	0.80%	0.90%
<65%	0.85%	0.95%
<70%	0.90%	1.00%
<75%	N.A.	N.A.
Minimum Term	1 month	1 month
Maximum Term	12 months	12 months
Minimum Loan Size	£30,000	£30,000
Maximum Loan Size	-	-
Rental Coverage	-	-
ERC	No	No

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What is a Regulated Bridging Loan?

A regulated bridging loan is often used when there is a gap in financing that needs filling quickly.

We can offer First or Second Charge regulated bridging loans on most properties in the United Kingdom that are currently occupied or will be occupied by the borrower or their immediate family.

Regulated Bridging Loan Product Features

Nationwide
Interest on regulated bridging loans are retained
Interest charged with a 1 month minimum retained
Adverse credit to be considered case by case
No exit fees on bridging loans

Securities that we lend on

Residential property
First and Second Charge security
Multiple occupation (such as HMOs)
Farms or agricultural property
Land

Who we lend to for a Regulated Bridging Loan

Individuals
Trusts

Regulated RESIDENTIAL Bridging Loans

What is a Regulated Bridging Loan?

Regulated Bridging Loan Product Features

Securities that we lend on

Who we lend to for a Regulated Bridging Loan