Regulated RESIDENTIAL Bridging Loans

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  Regulated Residential Bridging
  1st Charge 2nd charge
<50% 0.75% 0.85%
<60% 0.80% 0.90%
<65% 0.85% 0.95%
<70% 0.90% 1.00%
<75% N.A. N.A.
Minimum Term 1 month 1 month
Maximum Term 12 months 12 months
Minimum Loan Size £30,000 £30,000
Maximum Loan Size - -
Rental Coverage - -
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What is a Regulated Bridging Loan?

A regulated bridging loan is often used when there is a gap in financing that needs filling quickly.

We can offer First or Second Charge regulated bridging loans on most properties in the United Kingdom that are currently occupied or will be occupied by the borrower or their immediate family. 


Regulated Bridging Loan Product Features

  • Nationwide
  • Interest on regulated bridging loans are retained
  • Interest charged with a 1 month minimum retained
  • Adverse credit to be considered case by case
  • No exit fees on bridging loans

Securities that we lend on 

  • Residential property
  • First and Second Charge security
  • Multiple occupation (such as HMOs)
  • Farms or agricultural property
  • Land

Who we lend to for a Regulated Bridging Loan

  • Individuals
  • Trusts

Apply for a   Bridging Loan