0333 123 4556
0333 123 4556

Regulated RESIDENTIAL Bridging Loans
Apply for a Bridging Loan
  Regulated Residential Bridging
  1st Charge 2nd charge
LTV*    
<50% 0.75% 0.85%
<60% 0.80% 0.90%
<65% 0.85% 0.95%
<70% 0.90% 1.00%
<75% N.A. N.A.
Minimum Term 1 month 1 month
Maximum Term 12 months 12 months
Minimum Loan Size £30,000 £30,000
Maximum Loan Size - -
Rental Coverage - -
ERC No No
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What is a Regulated Bridging Loan?

A regulated bridging loan is often used when there is a gap in financing that needs filling quickly.

We can offer First or Second Charge regulated bridging loans on most properties in the United Kingdom that are currently occupied or will be occupied by the borrower or their immediate family. 

 

Regulated Bridging Loan Product Features

  • Nationwide
  • Interest on regulated bridging loans are retained
  • Interest charged with a 1 month minimum retained
  • Adverse credit to be considered case by case
  • No exit fees on bridging loans

Securities that we lend on 

  • Residential property
  • First and Second Charge security
  • Multiple occupation (such as HMOs)
  • Farms or agricultural property
  • Land

Who we lend to for a Regulated Bridging Loan

  • Individuals
  • Trusts
Apply for a Bridging Loan
Westone Loan

© Copyright West One Loans 2018
Part of the Enra Group

Enra

West One Loan Ltd is authorised and regulated by the Financial Conduct Authority.
Firm Reference Number: 510024.
West One Secured Loans Ltd is authorised and regulated by the Financial Conduct Authority.
Firm Reference Number: 776026.
Certain types of loans are not regulated, for example loans for business purposes or certain buy-to-lets.

West One Secured Loans Limited is a member of the Finance and Leasing Association (FLA).
The FLA Lending Code can be found at www.fla.org.uk.

West One Loan Ltd is registered with the Information Commissioners Office.
Registration Number: Z2651210.
West One Secured Loan Ltd is registered with the Information Commissioners Office.
Registration Number: ZA280381.
West One Development Finance Ltd is registered with the Information Commissioners Office.
Registration Number:ZA362893

West One Loan Ltd is registered in England and Wales.
Company Number: 05385677.
West One Secured Loans Ltd is registered in England and Wales.
Company Number: 09425230.
West One Development Finance Ltd is registered in England and Wales.
Company Number: 11242570.
Registered Office Address for these companies: 3rd Floor, Premiere House, Elstree Way,
Borehamwood, Hertfordshire. WD6 1JH
THIS IS FOR PROFESSIONAL INTERMEDIARY USE ONLY AND MUST NOT BE SHOWN OR DISTRIBUTED TO POTENTIAL CUSTOMERS