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BTL IconStandard Buy-to-Let

Looking to start or grow a rental property portfolio?

The Standard Buy-to-Let range is available to UK based individuals wishing to finance their property transaction in personal names or through a Limited Company SPV including Consumer Buy To Let mortgages. 

This range is designed for the mortgaging and remortgaging of houses, leasehold flats and maisonettes, including new build properties. West One has products for unprofessional and professional landlords, for those purchasing their first rental property to large scale, portfolio landlords. purchasing their first rental property to large scale, portfolio landlords.

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W1
Highlights

Highlights

  • Satisfied/ Unsatisfied CCJ's & Defaults (combined) - Maximum of 1 instnace in last 72 months where balance is £250 or below
  • Missed mortgage / secured payments = 0 in 36 months and up to date 
  • Unsecured arrears = 0 in 6 months, max of 1 missed payment in 12 months, and up to date
  • Bankruptcy / IVA = 0 in 72 months 
  • No payday loans, current or previous
  • No DMP, current or previous
W2
Highlights

Highlights

  • Unsatisfied CCJ's & Defaults (combined) - Maximum of 1 instance in last 36 months where balance is £250 or below
  • Missed mortgage / secured payments = 0 in 24 months and up to date
  • Unsecured arrears = Highest of 1 in 12 months and up to date
  • Bankruptcy / IVA = 0 in 72 months 
  • No payday loans, current or previous
  • No DMP, current or previous
W3
Highlights

Highlights

  • Satisfied Defaults = Allowed
  • Unsatisfied Defaults = 0 in 3 months, 1 in 12 months up to a max of £5,000. Balances below £250 ignored.
  • Satisfied CCJs = Allowed
  • Unsatisfied CCJs = 0 in 3 months, 1 in 12 months up to max of £5,000. Balance below £250 ignored.
  • Missed mortgage / secured payments = 0 in 3 months, 1 in 12 months
  • Unsecured arrears = Allowed
  • Missed payments on public utilities and communication suppliers ignored, subject to satisfactory explanation
  • Bankruptcy/ IVA = None in the last 72 months
buy-to-let

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Talk to our expert bridging loans team today to discover how our diverse product range can solve your finance needs.