Development Finance

Fast, reliable financing for residential-led schemes.

This range is designed for experienced property developers looking to finance residential-led schemes. We strive to develop closely held relationships to give property developers certainty of finance which they can rely upon to successfully grow their business.

Let us help you get started

To talk to us about what we can do for you and your client or simply learn more about what West One has to offer, get in touch today.

Our Product Range

This development option covers heavy works to an existing building

  • Residential led schemes (commercial aspect must be less than 40% of value)
  • Funding up to 65% LTGDV and 85% LTC
  • Minimum loan size £1m
  • Maximum loan size £15m
  • Initial loan-to-value up to 70%
  • Funding 100% of build costs
  • Lending across England & Wales
  • Experienced developers – minimum of 2 successful projects prior
  • Developer’s equity contribution provided at the start of the facility
Contact one of our team today to discuss your next development. 

Talk to Us

Developers are required to purchase land/building that would be demolished

  • Residential led schemes (commercial aspect must be less than 40% of value)
  • Funding up to 65% LTGDV and 85% LTC
  • Minimum loan size £1m
  • Maximum loan size £15m
  • Initial loan-to-value up to 70%
  • Funding 100% of build costs
  • Lending across England & Wales
  • Experienced developers – minimum of 2 successful projects prior
  • Developer’s equity contribution provided at the start of the facility
Contact one of our team today to discuss your next development. 

Talk to Us
development-capability-2

Our Unique Capability

  • In house surveying team 
  • In house valuation team 
  • Construction expertise
  • Swift drawdown process
  • Fast decision process 
  • Certainty of finance 
  • Committed to developing long term relationships and future projects

Case Studies

  • £8.6m Development finance for returning client Development finance case study

    £8.6m Development finance for returning client

    We strive to develop closely held relationships, to give our clients certainty of finance which they can rely upon to successfully grow their business. As a...

    Read more
  • Providing a £7m funding for a sustainable development Development finance case study

    Providing a £7m funding for a sustainable development

    With the world now taking sustainability much more seriously, it is no wonder that property development will start to change to keep up with these changes.

    ...

    Read more
  • £5m development finance for large development Development finance case study

    £5m development finance for large development

    Finding the right Development Finance provider can be a tricky process to navigate, even with years of experience in property development. You need a lender...

    Read more

Meet the Development Finance Team

Guy Murray

Head of Development Finance

guy@westoneloans.co.uk +44 (0)20 3928 1815

Michael Cunningham

Senior Portfolio Manager

michael.cunningham@westoneloans.co.uk +44 (0)333 1234 556

Daniele Alfano

Portfolio Manager

daniele.alfano@westoneloans.co.uk +44 (0)333 1234 556

Jamie Peacham

Graduate Underwriter

jamie.peacham@westoneloans.co.uk +44 (0)333 1234 556

Other Products

Bridging Finance

Short-term, interest-only loans available for those that need immediate access to capital.

Learn More

Buy-to-Let Mortgages

First charge buy-to-let mortgages offering flexibility to both amateur and professional landlords. 

Learn More

Second Charge Mortgages

A comprehensive range of second charge mortgage products available for both residential and buy-to-let properties.

Learn More

West One Loans 2020 | Part of Enra Specialist Finance

West One is a trading name of the underlying firms, who are registered in England and Wales and have their registered office address at The Edward Hyde Building, 38 Clarendon Road, Watford, WD17 1JW.


West One Loan Ltd is authorised and regulated by the Financial Conduct Authority (firm reference number 510024), their company registration number is 05385677.

West One Secured Loans Ltd is authorised and regulated by the Financial Conduct Authority (firm reference number 776026), their company registration number is 09425230.

West One Development Finance Ltd is not authorised by the Financial Conduct Authority, their company registration number is 11242570

Aura Finance Ltd is authorised and regulated by the Financial Conduct Authority (firm reference number 709675), their company registration number is 08326315


All the above firms are registered with the Information Commissioner Office and can be searched using ICO