Since launch, it has also added a choice of five-year fixed rate products starting from 6.95%. These were initially on offer for a limited time only but now part of West One's standard range.
Its residential products are available to first-time buyers, home movers, remortgage customers and borrowers with unencumbered properties who may find it difficult to secure mortgage finance from high street lenders.
Its criteria also benefits applicants who may have non-standard borrowing requirements, such as self-employed borrowers, older applicants and those who would benefit from an alternative approach to credit scoring.
West One's first-charge residential products are currently available through a network of specialist distributors.
Marie Grundy, Managing Director of Residential Mortgages and Second Charges at West One, says:"These latest additions further enhance our range of residential mortgages offering a wider range of product options for individuals who are poorly served by the mainstream market.
"We want to give applicants with specific borrowing, requirements or without a perfect credit score, the same opportunity to choose from a range of competitively priced products as other borrowers.
"At a time when lending requirements are getting stricter, it's important for us to help improve access to responsible sources of credit for those who need it.
"We continuously review the products and services we offer, and work closely with our network of specialist distributors to adapt o the changing demands of the market.
"Since launch the feedback we have had has been excellent and we look forward to welcoming more new customers as we continue to grow the business."
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