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Residential Second Charge Mortgages
Secured Lending Against a Borrower’s Main Residence With an Existing Mortgage
Our second charge mortgages are designed to provide homeowners with alternative capital raising options without disturbing their existing mortgage arrangements.
With loan sizes up to £1m, these loans can be utilised for a wide range of purposes, from debt consolidation, home improvements, property purchases, supporting the 'Bank of Mum and Dad', and many more.
These products are often used by borrowers who require a secured loan that cannot be served through remortgaging or further advances with their first charge lender.