Residential second charge mortgages

Our reputation for understanding our borrower’s needs, paired with our expertise of the marketplace, allows us to offer a bespoke approach to second charge mortgages.

Help your clients release equity from their property. Talk to West One today.


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Key product features

  • Loans from £10,000 - £750,000
  • Rates starting from 3.85%
  • LTV up to 85%
  • Loan terms from 3 to 30 years
  • Overpayments allowed up to 10% of balance per annum
  • Variable and fixed-rate options available
  • Self-employed, older borrowers and those with a less than perfect credit score considered
  • Bespoke products to repay current performing IVA/DMP plans available

Properties we lend on

  • Properties in England, Scotland, and Wales, with a minimum value of £100,000
  • Freehold houses
  • Leasehold flats over 55 years at end of the loan term
  • Ex-local authority houses can be considered
  • Ex-local authority flats can be considered

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Raise funds today

Cut through the red tape with our hassle-free application process. We'll confirm almost immediately whether your client’s application is likely to be successful.

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