Speed, expertise, and teamwork to secure a £20m development exit in 16 days

When borrowers turn to West One Loans, a well-established specialist lender they are often surprised by the wealth of products, speed, and flexibility they can access. Powered by a team of financial experts, our clients are quickly able to tap into invaluable knowledge, experience and in turn achieve their financial goals. Here is how a client worked with West One to access a bridging loan of just under £20m in 16 working days!


  • Loan value
  • LTV
  • Rate
  • Loan term
    9 months


The client

An established property developer looking to repay their existing lender and to raise working capital for business purposes.

The clients were looking for funding on a scheme to redeem the existing finance provider and raise further money for working capital.

Our borrower had developed 36 flats across 3 blocks. One of the blocks was complete with final works required to blocks 2 and 3 before practical completion. The developer has already sold one flat, exchanged on two with a further under reservation. Throughout the process, it was important to ensure all planning had been complied with and that there would be no issues with the developer completing the remaining work required.

We were approached due to our reputation for delivering funding for large complex projects with efficiency.

This is where West One excel, the scale of our operational capacity and knowledge are second to none. Not only are loans of this size very manageable for us to fund but our internal capability allows us to be agile and provide the speed needed on such cases.

This was a real team effort across our sales, finance, underwriting and audit teams together with our legal representation to ensure we delivered on time. All teams worked quickly and efficiently.

Unlike traditional lenders, we approach complex cases entirely hands on, taking a pragmatic view to ensure success. The key element is having a can-do attitude to assist the client through to completion.

We processed our client's application with the absolute speed it deserved. Cases like this do not come up every day but being prepared to handle them at any time means that when they do, we can respond and support all clients with any size of funding requirement.


We were able to support an experienced developer with an excellent track record of developing and selling previous schemes. The client was extremely pleased with the outcome and especially the speed and a working relationship has developed.


Quote from the developer: "An impressive performance by your team. We have done a lot of completions in the company's history, and this was by far the most efficient, and a testament to your business".