West One Loans announces rate reductions and changes to core range eligibility across its Buy-to-Let products

West One Loans has today announced important changes to its first charge Buy-to-Let fixed rate product range. These charges will see rates reduced across its core and complex loans.

The move will include reductions to its Standard five-year fixed rate of between 5bps and 15pbs and will also see cuts of between 20bps - 25bps on:

  •  Standard two-year fixed rate
  • Specialist two-year fixed rate (above or next to commercial)
  • Specialist two-year fixed rate (Small HMO/ MUFB)

There will also be cheaper borrowing costs for the Specialist five-year fixed rate on Small HMOs/ MUFB. Meanwhile, all W2 and W3 products will reduce by 15pbs and 10bps respectively and two-year fixed rates will now start from 2.84% with five-year fixed rates starting from 4.29%.

As well as rate reductions, West One is also announcing important criteria changes on its core range including increasing the maximum loan size to £3m gross on standard and specialist product range as well as more flexibility on applications on behalf of foreign nationals and expats.

Andrew Ferguson, Managing Director, Buy-to-Let at West One Loans, says: "I'm so pleased to be able to announce these changes to the market. At West One accessibility, flexibility and convenience are a crucial part of what we do day in, day out for our brokers and borrowers.

"Providing the most competitive, convenient and cost-effective products is always at the front of our mind and with these latest rate reductions and changes in criteria, we are living up to that ethos. In that spirit, we expect to be able to announce further product enhancement and offers for our customers in the not-too-distant future."

For more information on West One’s range, visit: https://www.westoneloans.co.uk/ or call 0333 123 4556.

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