Commercial / Semi Commercial

Bridging Loans

This range of bridging loans is designed to cover purchases and refinances of both commercial and semi-commercial properties.

If your client has a gap in financing and needs to fill it fast, a flexible bridging loan from West One could be just the solution you need.

From the straightforward to the complex, we treat each case individually and tailor a solution to suit the client.

Let us help you get started

Talk to our expert Bridging Loans team today to see what we are able to offer your client, get in touch now.

Our Product Range

Purchasing a commercial or semi-commercial asset.

Max LTV:	Semi - Commercial - 70% Commercial - 70%
Fixed Interest Rates:	Semi - Commercial - from 1.00% Commercial - from 1.05%
Charge type:	1st / 2nd
Min loan size:	£75,000
Location:	England, Scotland, Wales
Max Term:	24 months
Interest type:	Retained / Serviced

Proof of funds/evidence of deposit required.
For semi-commercial assets, the residential element must comprise less than 40% of the square footage.
Minimum age is 18. No maximum age limit.
Minimum term – 1 month.
Scotland – mainland only.
Places of worship, football clubs or operating care homes are generally not acceptable.
Vacant possession valuation used on all operating businesses.

Raise cash flow for business purposes.
Refinance existing charges secured on an asset.

Max LTV:	Semi - Commercial - 65% Commercial - 65%
Fixed Interest Rates:	Semi - Commercial - from 1.05% Commercial - from 1.10%
Charge type:	1st / 2nd
Min loan size:	£75,000
Location:	England, Scotland, Wales
Max Term:	24 months
Interest type:	Retained or serviced

For semi commercial assets, the residential element must comprise less than 40% of the square footage.
Minimum age is 18. No maximum age limit.
Minimum term is 1 month.
Vacant possession valuation used on all operating businesses.
Scotland - mainland only.
Places of worship, football clubs or operating care homes are generally not acceptable.

Become an Introducer

Introduce business to West One

If you would like to discuss a case, register as an introducer or learn more about what West One has to offer, simply complete the short enquiry form below and a member of our broker support team will get in touch.