Development Finance for a self-build project

We assist many types of property developers on a range of projects, including self-builds such as this. The team at West One take a big interest in the developments themselves as well as the journey that the client goes on when taking on a construction project.

This case study shows how we financially assisted a client enabling them to start their project.


  • Loan value
  • LTV
  • Development value
  • Loan term
    18 months


The client

The client owned their own building company and had a lot of experience building luxury properties including houses and apartments.



The property developer and builder had bought a plot of land to build 4 x 3 bedroom semi-detached luxury homes totalling 6,108 sq ft situated in Waltham Abby.

They needed funds to finance the build, to pay back the facility once the houses had been sold.


When taking on the build of a property yourself, you will need to be fully experienced and have some previous projects under your belt before a lender will feel comfortable.

This client had all the experience and skills needed, as well as several successfully completed projects. We provided a development finance facility, as this was the most suitable form of finance for this project. This would allow the client to start work on the build quickly.

development finance for self build


Development finance for self build project



West One has a robust team of expert underwriters which makes us flexible, allowing us to make fast decisions for developers when they urgently need it.

We also have a fantastic in-house surveying team, enabling us to provide a swift drawdown process as and when it is needed.


By choosing us, our client was able to receive development finance in less than a month. We are dedicated to staying with developers for the whole of their journey, and this was a developer who had returned to us because of our consistency of service.


Our team moved at speed and was able to get the funds this client needed allowing them to get the builders on site quickly.