Small business guide to property finance

Introduction to
bridging loans

Bridging Loans are a unique type of property financing that help people bridge a financial gap.

These loans are usually short term and interest-only, and can be agreed on relatively short notice when the applicant has a deadline to meet, such as a closing date on a property. They are often used during the buying and selling of properties, especially during auctions, or refurbishment work.

Bridging Loans are given on the value of a property, and your ability to pay the loan back – the ‘exit strategy’. Your ability to repay monthly payments still matters, but is less important than for basic mortgages. This means a decision can be reached quickly and help you out in time-sensitive situations.

In the this bridging loans section, we’ll go into a bit more details about the types of loans available from Residential Bridging to Bridge-to-Let loans.

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