Regulated vs Unregulated loans

Unregulated are useful for corporate entities, properties you aren’t going to live in, or individuals with unique circumstances that don’t fall into other categories.

• Regulated Residential Bridging
• Regulated by the Financial Conduct Authority
• Secured by first legal charges against property that is currently or will be occupied by their close family
• Borrower or family need to occupy at least 40% of the property

Unregulated residential bridging loan?

• First charge loan on a commercial property
• First charge loan on a property being used as an investment
• Second charge loan on the borrower’s home that is over £25,000 and for business purposes