Some things to consider

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When taking any form of loan, there are a number of aspects to consider - the main one being whether you can afford it.

For mortgages that are secured on your home or another property, failure to keep up repayments could lead to the property being repossessed. Consider the following when applying for a loan...

  • Can you afford to repay it in a timely manner?
  • Is your business model sound?
  • Additional costs of owning a property like bills, council tax, insurance and maintenance.
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