- Satisfied CCJs & defaults: Allowed
- Unsatisfied CCJs & defaults (each): 1 in 24 months. Balances below <£500 ignored.
- Secured arrears: 0 in 6 months, 1 in 12 months. Secured arrears on properties other than the mortgageable security must be up to date
- Unsecured arrears: Highest of 3 in 12 months
- Payday loans: 0 in 12 months
Debt management plans: Discharged over 12 months ago - Bankruptcies / IVAs: Registered over 36 months ago and discharged
- Missed payments on public utilities and communication suppliers ignored, subject to satisfactory explanation.
Specialist Buy-to-Let
For the more Complex Buy-to-Let
Designed to finance more complex transactions, the Specialist Buy-to-Let range is available for landlords wishing to finance their property transaction in personal names or through a Limited Company SPV. It is designed to finance more complex transactions, such as HMO/MUFB’s, holiday lets, including cases from Ex-pat applicants. The range is available to both amateur and professional landlords, from those purchasing their first rental property to large scale, portfolio landlords including Consumer Buy To Let products.
Let us help you get started
For more information on our buy-to-let offering contact our support desk using the form below.
