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Customer SiteOur residential bridging loans range is designed for purchases, refurbishments, or refinances of residential properties.
Whether the finance is required for buying at auction, funding structural works and ground-up developments or simply just refinancing for cash-flow purposes, West One's unique approach to risk and credit allows flexibility for borrowers.
From the straightforward to the complex, we treat each case individually and tailor a solution to suit the client.
To talk to us about what we can do for you and your client or simply learn more about what West One has to offer, get in touch today.
Max LTV (Day One) |
70% |
Interest rate: |
from 0.65% |
Charge type: |
1st / 2nd |
Min loan size: |
£150,000 |
Location: |
England, Scotland, Wales |
Max Term: |
12 months |
Interest type: |
Retained |
For works that don’t require planning permission or approval.
Typically no monitoring surveyor but inspections are generally required prior to further drawdowns.
Minimum age is 18. No maximum age limit.
Scotland - mainland only.
Minimum term is 1 month.
No structural works permitted.
Max LTV (Day One) |
70% |
Max LTGDV |
65% |
Interest rate: |
from 0.70% |
Charge type: |
1st |
Min loan size: |
£150,000 |
Location: |
England, Scotland, Wales |
Max Term: |
18 months |
Interest type: |
Retained |
Typically no monitoring surveyor but inspections are generally required prior to further drawdowns.
No experience required.
Up to 100% of build costs can be funded, in arrears.
All appropriate licenses/permissions required.
Works to not exceed 15% of GDV.
Scotland - mainland only.
Minimum term is 1 month.
Minimum age is 18. No maximum age limit.
Extensions permitted where current internal square footage does not increase by more than 50%.
Ideal for extensions or loft conversions under Permitted Development.
Max LTV (Day One) |
70% |
Max LTGDV |
65% |
Interest rate: |
from 0.80% |
Charge type: |
1st |
Min loan size: |
£150,000 |
Location: |
England, Wales |
Max Term: |
18 months |
Interest type: |
Retained |
Up to 100% of build costs can be funded, in arrears.
Experience of similar previous projects preferable.
Minimum profit margin of 15%.
Minimum age is 18. No maximum age limit.
Minimum term is 1 month.
If you would like to discuss a case, register as an introducer or learn more about what West One has to offer, simply complete the short enquiry form below and a member of our broker support team will get in touch.
Register nowHead of Sales, Bridging (Central & North London, Herts, Beds & Bucks)
Head of Sales, Buy-to-Let & Bridging - South (South West London & South Coast)
Head of Sales, Buy-to-Let & Bridging - North (Midlands)
Regional Account Manager (North & Scotland)
Telephone Business Development Manager (Central & North London, Herts, Beds & Bucks)
Telephone Business Development Executive (Central & North London, Herts, Beds & Bucks)
Telephone Business Development Manager (South West London & South Coast)
Telephone Business Development Manager (South West London & South Coast)
Telephone Business Development Manager (South East London, Essex & Kent)
Telephone Business Development Manager (Midlands)
Telephone Business Development Manager (North & Scotland)