Welcome to West One

One solution, one partner, all you need is one. West One.

As one of the largest specialist lenders in the market, West One are proud to be able to offer a comprehensive range of specialist lending products to support property investment professionals and homeowners alike.  Established in 2005 and with our history in bridging finance, we have grown extensively to now offer a complementary portfolio of specialist lending products. Since joining the Enra Group, we have transformed from a small privately funded bridging lender into a diverse, institutionally backed specialist mortgage lender that originates £1bn of loans per annum.


We have a reputation for our unique approach to credit coupled with our personalised approach to lending. We help homeowners, landlords and property professionals find the right financial solution to deliver a variety of projects and purchases. We specialise in creating integrated lending solutions across the property investment lifecycle, encompassing acquisition, planning, development and sale.

Our products

Bridging Finance

Short-term, interest-only loans available for those that need immediate access to capital.

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Development Finance

Designed for property developers requiring fast, efficient finance for residential-led developments. 

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Buy-to-Let Mortgages

First charge buy-to-let mortgages offering flexibility to both amateur and professional landlords. 

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Second Charge Mortgages

A comprehensive range of second charge mortgage products available for both residential and buy-to-let properties.

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Residential Mortgages

West One offers a comprehensive range of residential mortgage products to borrowers who are unable to obtain a high street mortgage. Learn More

Our extensive range of bridging loans have been developed to provide finance for a wide range of borrower needs. As a leading bridging finance provider since 2007, the West One team have an industry reputation for providing a personalised approach to lending resulting in an extensive portfolio of bridging loans. Our highly experienced underwriting team provide the speed and flexibility needed to help get your clients’ projects safely over the line when the timing is critical.


Bridging loans are short term finance, normally lasting up to 12 months and are a great solution for borrowers who need finance temporarily and quickly. They are ideal for refinancing, auction purchases, property refurbishment and acquiring land or semi-commercial/commercial assets.


Our loans are available as first or second charge and have no early repayment charges.