
The Client
The client is an experienced property developer having completed numerous projects for large multi-national firms over a period of 20 years.

The Situation
The client took out a development loan initially to fund construction, followed by a bridging loan to finance the sales period. As a result of West One's service and professionalism, the client then also obtained a buy-to-let loan from us on a separate property.

The Solution
This is where West One excel, the scale of our operational capacity and knowledge are second to none. This, coupled with our internal team and proprietary technology, allows a seamless transition between lending products with the switch from Development Finance to a Bridge. All areas of the business from sales, operations and underwriting came together across the duration of this case. When the client needed to refinance the development loan onto a bridge in July 2020, the combined knowledge of the team ensured the case was concluded with speed in just 20 days from application to completion despite being in the middle of the pandemic.

The Benefits
We specialise in creating integrated lending solutions across the property investment and development lifecycle, encompassing acquisition, planning, development and sale. West One has a range of products that give our customers a fast transition from one type of finance to another. Using just one lender for all finance needs is cost-saving, time-saving, and gives a more streamlined service. Unlike traditional lenders, we approach complex cases entirely hands on, taking a pragmatic view to ensure success. The key element is having a can-do attitude to assist the client through to completion.
The Result
The team were able to support the borrower effectively through the property life cycle, reduce the time taken on applications and legal and develop a strong relationship for future lending. Our team of experts worked together ensuring a quick and stress free move from across our product range. This gave the client peace of mind whilst also avoiding delays and additional costs that can occur when using different lenders for different phases of a project.

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